Terms & Conditions
Last updated: October 26, 2026
By using this website or our services, you agree to these Terms & Conditions. If you do not agree, please do not use this website.
Our Services
Alpina Life Group is an independent life insurance brokerage. We provide information, quotes, and assistance applying for life insurance products offered by third-party insurance carriers. Final coverage decisions, rates, and policy terms are determined by the insurance carrier. Information on this website is for general purposes only and is not a guarantee of coverage.
SMS Messaging Terms
Program name: Alpina Life Group Text Messages
Program description: When you opt in, you may receive text messages from Alpina Life Group regarding your quote request, appointment scheduling and reminders, policy and application updates, customer support, and (if you separately opt in) marketing offers.
- You can cancel the SMS service at any time. Just text STOP to unsubscribe. After you send STOP, we will send you one final message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us. To rejoin, sign up as you did originally or text START.
- If you are experiencing issues with the messaging program, reply with the keyword HELP for more assistance, or contact us directly at (925) 822-8917 or coleramsay245@gmail.com.
- Carriers are not liable for delayed or undelivered messages.
- Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have questions about your text plan or data plan, contact your wireless provider.
- Consent to receive text messages is not a condition of purchase.
- For privacy-related questions, please refer to our Privacy Policy.
No Professional Advice
Content on this website is not legal, tax, or financial advice. Please consult a qualified professional for advice specific to your situation.
Limitation of Liability
Alpina Life Group is not liable for any indirect, incidental, or consequential damages arising from your use of this website. Insurance products are subject to the terms and conditions of the issuing carrier.
Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated date.
Contact Us
Alpina Life Group
5959 Lantana Way, San Ramon, CA 94582
Phone: (925) 822-8917
Email: coleramsay245@gmail.com